Quote:
Originally Posted by merrylander
In the sense that we voted for the government that established them. When Royal Bank gave me a mortgage on the house in Nepean Township outside Ottawa there was no title company, the bank kept the mortgage for the 25 years and closing cost all of $600. 
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Oh then you
did vote for the American banking regulations. That is, unless you're one of those people who complains about the government without participating in the elections that determine the government that establishes them.