Is anything his fault?

[mezz]

Originally Posted by d-ray657

Even if Soptic's wife had insurance through her job, she could have remained on her husband's policy as well. The fact is that she did not have insurance at the time she took ill, and had Soptic's job at GST not been eliminated, she would have continued to be covered on his policy.

Regards,

D-Ray

It is possible (and plausible from Soptic's statements) that he had opted for the individual policy vs. the family coverage, a choice which is offered on a lot of plans. The family coverage premiums can be 3 or 4 times what the individual coverage costs and I believe Soptic claims that he (they) could not afford to have her on his plan.

This works the same in places with universal coverage like in Canada, where only very basic stuff is covered, but a lot of the 'extras' like ambulance service, followup drugs, continued care, extended treatment, private hospital room, etc etc are not covered and the patient needs their own private insurance.