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I see SS as Old Age insurance. To be paid out to those who are lucky enough to have made it to old age. It is not a personal savings account and should never be. But for those who through luck of the draw or hard work and succeeded it is hard for me to see them as in need of SS like those who are not. They should not be left out just adjusted on payout. Raise the cap to 250K might be just the solution and no means testing but without a cap then means test.
Barney
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