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  #131  
Old 02-14-2012, 04:22 PM
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bhunter bhunter is offline
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Originally Posted by BlueStreak View Post
Absolutely, and we have the history to prove it.

Dave
I can't, in recent history, remember a company having the ability to toss a citizen into jail or seize property without using a government entity to effect the seizure.
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  #132  
Old 02-14-2012, 04:41 PM
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bhunter bhunter is offline
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Originally Posted by Oerets View Post
What is wrong with getting insurance anyway? We all get sick and need to see doctors from time to time.

What I see as wrong is people who do not carry insurance but use the system at my expense.

How is it any different to mandate owners of cars to carry insurance. Be it seems the one's who hit me have minimum coverage. But we owners of our bodies are not required to carry any coverage for repairs that will surely be needed.


All insurance is something you pay for, hoping you will never need to use it. But glad to have when you do!
Barney

I find it unfair that as an individual, I pay significantly more than those in a group policy. Further, being born ought not be grounds for being coerced by the government to purchase any specific product. Surely, once able to make decisions, government has a small window (IMO very small) to compel its citizens to certain actions, but only when the citizen makes the choice of a restricted behavior or pursuit.
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  #133  
Old 02-14-2012, 04:48 PM
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bhunter bhunter is offline
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Originally Posted by BlueStreak View Post
Good! Death to the employer sponsored health plan and good riddence to it!

Why in the hell does anyone want to sustain an insurance system that ONLY covers you when you're working anyways?

Got laid off?
Tough crap, Buddy, hope no one in your family gets sick!

Oh, think you're going to retire, Huh?
Hope you can afford your own insurance, Geezer! What's that? They won't cover you cuz you're too old?
Looks like you'll have to self pay. Can't because the GOP has cut off your So(c)ialist Security checks and ended Medicare to save themselves some tax money? Here, use my gun. But, put down some plastic sheets first, carpet isn't cheap.

Too sick to work? Well, if you can't work, we don't need ya. And if you aint workin' we aint covering ya! Ha, ha! Have a nice life, Gimp!

Tell me something;

Why would employers want to continue carrying the burden of insuring their employees anyways?

Dave
Those are all great reasons why insurance ought be acquired by individuals and not employers. Since insurance is really part of compensation, just like tax withholding, it would be much better for the worker to choose his healthcare plan and provider. The problem is one of over regulation and restraint that has artificially created mini-monopolies precluding fair open competition between insurance companies. But, alas, I keep forgetting that we fail to trust our citizens without the hammer of big government over their heads.
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Last edited by bhunter; 02-14-2012 at 04:54 PM.
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  #134  
Old 02-14-2012, 04:50 PM
noonereal noonereal is offline
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Quote:
Originally Posted by bhunter View Post
I find it unfair that as an individual, I pay significantly more than those in a group policy. Further, being born ought not be grounds for being coerced by the government to purchase any specific product. Surely, once able to make decisions, government has a small window (IMO very small) to compel its citizens to certain actions, but only when the citizen makes the choice of a restricted behavior or pursuit.
I agree. We should not be compelled to buy health insurance. It should be socialized and paid for out of taxes. It would be cheaper also.
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  #135  
Old 02-14-2012, 04:54 PM
noonereal noonereal is offline
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Originally Posted by bhunter View Post
Those are all great reasons why insurance ought be acquired by individuals and not employers.
Really?

So let's say you work for yourself and pay $1400 a month for what is basically catistrophic coverage for yourself and child. Seldom use it. Then you become sick and since you work for yourself you can no longer pay the premium. So now that you are sick you have no coverage. This is what you want to continue? In the wealthiest country on earth?
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  #136  
Old 02-14-2012, 06:20 PM
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Oerets Oerets is offline
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Quote:
Originally Posted by djv8ga View Post
You have to buy insurance if you are participating in a willful act like buying a car, plane, house,...etc.
Having insurance just because you are alive is obviously not the same thing.
Also, when you buy a car, the insurance DOES NOT pay for tune-ups, tires, wipers and more. Just like auto insurance doesn't cover these things, health care should NOT cover birth control and the like.

Should women have to insure their unborn until they get him/her aborted?
A better point to make would be there is a mandate to buy insurance for car owners now to protect every other car owner on the road. Plus by having a mandate the coverage is lower supposedly so. So you would hope by having a mandate for health coverage at least for the basic needs for all then the cost would be lower. By not covering everyone the cost of this is figured into the charges for coverage and services.

Just think how you would feel looking into you sick child's eyes and not be able to see a doctor because of lack of coverage. This could be for something as simple as changing coverage or jobs, not only lack of funds.
It should not be like winning a lottery on whether one is covered or not. I have considered it pure luck to have always had insurance coverage. Know but for the grace go I .....

Valued points about the maintenance aspects, but should be noted that by waiting until something is wrong to go to doctor can be fatal. Things like high blood pressure, diabetes are silent killers. Even a cancer if found soon enough can be treated. Not like a car that can die on the side of the road and be brought back to life.

Studies have shown that BC coverage in the long run lower the cost overall for women health coverage. This is due to the risk of an unwanted pregnancy. Plus add the hours lost from the maternity leave a company will be faced with. On a pregnant woman , I would think we both should agree that good medical care is always needed. No matter what choice is made.

I know a family member who choose an abortion due to just filing bankruptcy for medical bills on another birth. They did not want to go with adoption I was told. Because being already married, they wanted it to to be a secret from the family I guess. What a shame it is now looking back! They still don't know I know it happen and hope they never do.




Barney

Last edited by Oerets; 02-15-2012 at 06:22 AM.
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  #137  
Old 02-15-2012, 08:01 AM
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BlueStreak BlueStreak is offline
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Quote:
Originally Posted by bhunter View Post
I can't, in recent history, remember a company having the ability to toss a citizen into jail or seize property without using a government entity to effect the seizure.
Hand in glove.......Or should I say puppet?

At any rate, you've proven my point for me.

Thanks.

Dave
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  #138  
Old 02-15-2012, 08:09 AM
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Bigerik Bigerik is offline
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I can't believe their are still people who believe their could be something like a free market for health insurance. Again, there is a fundamental conflict of interest between a for profit health care company and a sick person. This is a system that can never be workable. Which is likely why every other country in the western world has dumped it.
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  #139  
Old 02-15-2012, 08:11 AM
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BlueStreak BlueStreak is offline
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Quote:
Originally Posted by bhunter View Post
Those are all great reasons why insurance ought be acquired by individuals and not employers. Since insurance is really part of compensation, just like tax withholding, it would be much better for the worker to choose his healthcare plan and provider. The problem is one of over regulation and restraint that has artificially created mini-monopolies precluding fair open competition between insurance companies. But, alas, I keep forgetting that we fail to trust our citizens without the hammer of big government over their heads.
What about the tug of dependency on the need for an employer? Is that not also a leash of sorts? I tend to think so. Want people to work longer and be more motivated to keep working? Eliminate those pesky soci@list saftey nets so they lose EVERYTHING when they try to stop........

Dave
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  #140  
Old 02-15-2012, 08:13 AM
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BlueStreak BlueStreak is offline
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Originally Posted by Bigerik View Post
I can't believe their are still people who believe their could be something like a free market for health insurance. Again, there is a fundamental conflict of interest between a for profit health care company and a sick person. This is a system that can never be workable. Which is likely why every other country in the western world has dumped it.
Yep.

Dave
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