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The insurance companies make a lot of money off of fear. I wonder what their return is on malpractice coverage?
If a doctor's negligence seriously disables a person, it becomes very expensive for that person to handle the basic activities of daily living. If the expense is not borne by the doctor or his insurer, who should bear the cost of care for that person? The cost of insurance should motivate the medical community to weed out the butchers and quacks. Good luck getting the insurance companies to lower their premiums when the risk goes down, though.
Regards,
D-Ray
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Then I'll get on my knees and pray,
We won't get fooled again; Don't get fooled again
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