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Originally Posted by whell
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Again - pretty wide question
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it allows you flexability
Product - overall, very good. Opportunities for improvement / efficiency can
you mean for those with full access correct? What about the others?
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Delivery - hit and miss, cumbersome, over-regulated
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I would think that 1 0f 11 diagnosis being wrong would be a concern.
by over regulating I assume you mean the insurance companies would like to withhold even more costly services?
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Access - could be improved. Impacted by delivery.
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what does that mean?
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Cost - out of control, over - regulated. The value proposition is fair, but the potential for erosion is increasing.
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Fair? fair to who? isn't there always a potential for erosion by definition?
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Regulatory enviroment - a mess. A hodge-podge of local, state and federal regulations that add costs and decrease efficiencies at every level.
Funding - a mess
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Hasn't history taught us that big businness runs a mock less government regulation? (yes it does)
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Federal and state mandates and programs skew the costs and for all participants in the system.
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That's how the insiders see the demand from government to actually spend money on healthcare instead of just moving premiums to profits?
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Group insurance creates a cost structure that tends to favor the largest groups, or groups that are most favorable (healthy) from an underwriting perspective.
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Good, we agree. One cost for all Americans. Excellent.
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Tax treatment for health care premiums creates advantages for some and disadvantages for others, irrespective of income.
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All tax codes are mess. This is not unique in healthcare.
Overall I'd say your post was a bunch of Hooey.
Of course I am not in the industry. In fact once I became ill I lost all medical coverage so maybe I am unaware of the great healthcare industry.