Quote:
Originally Posted by Tom Joad
I pay $105 a month for Medicare Part B and $360 a month for BCBS PPO which kicks in as a secondary after Medicare pays what it is going to. I don't have Medicare prescription coverage because the $360 a month to BCBS PPO includes prescription coverage and it's better.
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We're trying this BCBS Medicare Advantage Choice Plus PPO program this year. It's got some copays for doc visits, ER and hospitalizations...the max yearly out of pocket is $3400 if you get really sick and spend a bunch of time in the hospital. But it includes prescription coverage and it's $66.00/mo., plus the $105 to Medicare. BCBS is the primary and we don't use Medicare and as I understand it, the government subsidizes it with funds from Medicare premiums.
We're both in fine shape so we think it's a pretty good bet we're coming out ahead as long as our health holds.