[merrylander]

Interesting note the last place I worked was self-insured but they had Aetna administer their plan. Apparently Aetna had screwed some employees who had gone to out-of-group doctors (Yes kiddies you could not pick your own, or you got paid less if you did). Well it seems there is a class action suit against Aetna but who keep records that long, so I am ignoring it. However it does go to show that all was not sweetness and light before ACA.