Quote:
Originally Posted by Twodogs
D-Ray, you ain't thinking this thing all the way through (a common problem with liberal types).  Say you got 1000 people and it costs you 100 bux each to insure them. That's 100,000 bux (guys like Eddie and me can do that shit in our heads, cause we're smart).  So now you add 300 folks, and they give you a group discount to 80 dollars (a whopping savings). That's 104,000 Somalians my friend. You can't add 45 million people to the insurance rolls and have the cost go down! You can't save enough from medicare fraud, to pay for medicare either! For Barack Husein Obama to get on TV and say he won't sign anything that will add 1 dollar to our deficit is pure bullshit! Just like all the bullshit he spewed on the campaign trail. I had the fecker pegged from day two, it's just ashamed so many others got fooled. Any chance that election in Mass. had anything at all to do with a bad case of buyer's remorse? Come on guys, this ain't rocket surgery or brain science either one. |
For your calculations to make sense, you have to assume that no money was going out for the other 300 in the first place. When some of those 300 are using the ER because they can't pay to get into a regular doctor, and can't pay the ER bill, we all absorb some of that cost. When some of the 300 avoid treatment for medical conditions, or don't discover those conditions until they are worse, they are likely to end up on a government program such as medicaid or medicare. Moreover, if they become disabled because they don't have the money to get early care, they are no longer earning money and contributing to the economy (and paying taxes). Instead, they are dependent on government benefits.
Let's say that just two of the individuals became disabled because of their condition. In your deflated example, the gov't is paying 1000 each for them. Another 50 fall into poverty because of their medical expenses, and start depending on the gov't to pay their medical bills. Because the gov't is paying all of the freight there, the cost is 200 per. Lets say that another 50 let their medical conditions deteriorate before they become eligible for medicare. That ends up costing medicare and extra 50 per person. 100 of the others use the ER and raise the costs for everyone by 10. The other 300 beat the odds, and don't get sick, so they cost society nothing.
So in that group of 300 we have
2 x 1000 = 2000
50 x 200= 10000
50 x 50 = 2500
100 x 10 = 1000
15,500
Now you go back to your calculations, and again assume that the percapita cost goes down to 80 when everyone enters the pool. The real cost for society for all 1300 before the 300 actually became covered under the pool plan was 115,500. That is about a 10% savings when the pool knocks the total cost down to 104,000. OK, I admit we were both pulling numbers out of thin air, but I doubt anyone would disagree that uninsured citizens create additional costs for the government and for society in general. We are all paying those costs in one way or another.
Just another perspective from another inhabitant of this planet. We lefty types are just thinking it through in a little more detail.
Regards,
D-Ray