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Originally Posted by JJIII

With interest rates like this (http://www.gobankingrates.com/saving...interest-rate/) who is interested in a savings account?

That's my point. Savings is out of the equation anymore.

The zero interest rate is necessary to keep the stock market/401k accounts afloat. It's an unsustainable shell game because the government needs to employ people through stimulus (or porkulous depending on which side one is on) just to get the economic system to appear normal when it's not.