Employee Health Insurance Costs Barely Increased This Year
 

This sounds about right.

The current State of Florida Employee BCBS PPO family plan is $1434 a month or $17,208 a year

Employee Health Insurance Costs Barely Increased This Year
Posted: 09/10/2014 10:01 am EDT Updated: 1 hour ago

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Check this graphic out (from the above article)

http://i843.photobucket.com/albums/z...h/original.jpg

Under George W. Bush (2001-2009) the average cost of a family plan went from $7,061 a year to $13,375 a year. That's an average of 8.3% a year.

Then under the Evil Kenyan Muslim So************************t Anti-Christ Obama it increased for $13,375 to 16,834. That's an average of 4.7% a year.

Yet 47% of the people still vote for Repugs. It boggles the mind.

It's because the insurance industry finally has some real competition. That's why they spent so much money goading their stooges to run interference.

Dave

The welfare cheat scumbags across the street have a "Re-elect Randy Forbes" sign in their front yard. They're probably tired of people who don't work living off of their checks...................:rolleyes:

Dave

Without Obamacare we paid 50% more than the next most expensive 1st world government sponsored health care system...which puts us, on the average, in 40th place in outcomes among 1st world countries.

With Obamacare it's the same deal, but at least there's coverage for most people who couldn't get it before. Which is nice, but it's still shit.

But Bob...we can't blame only the GOP for this. Even with Republican opposition, the primary reason why we don't have a decent healthcare system is because a majority of the ignorant fucking people don't want one. And that includes most alleged "progressives" as well.

What this 5 cent cigar needs is a good country. What this country needs is a good electorate.

Yep.

Dave

The big insurance companies are doing a fantastic job. :)

Of course. They are still entrenched in the middle. Should have let AIG fail as a token FU. :mad:

If you're a stockholder.:rolleyes:

In my opinion, this is the best post I've ever seen you write.

FULL HEARTED KUDOS.

I have a problem with redundancy, Zeke. It's at least the fourth time I've made this or similar statements making the same points in my relatively brief participation here.

But thank-you for paying attention this time.

Check posts 29 and 30 in the Ohio Shitbucket thread!:D

When do the 2015 rates come out?

Oh btw, "Since 2009, the average deductible has risen 47 percent"

That, of course, is the key to the entire article. The Kaiser foundation study is only looking at premium costs for plans purchased, not premium costs for LIKE PLANS year over year. So, what's really happening here is that the plans that are being purchased are "less rich" year over year, which is the key reason that the spend on premium is rising at a lower rate. Its rising at a lower rate because last year the plan had a $1000 deductible, and this year the employers/employees couldn't afford that, so they opted for the $1500 deductible plan instead. So the employer / employees had a 3 or 4% renewal versus a 10 -12% renewal.

So, to those of you crowing and preening about the wonders of Obamacare and rolling out the predictable "blame Rupbs" mantra, suggest you take a closer look at the facts. For instance:

http://kaiserfamilyfoundation.files....if?w=700&h=651

And:

http://kaiserfamilyfoundation.files....if?w=750&h=563

Changing plan designs to include more cost sharing with employees has become one of the key - and in some cases only - tool to help employers control the rise in health care premiums, and to continue to offer plans that the employer can afford to offer, and that employees can afford to buy.

Good info. Consumers are avoiding double-digit rate increases, but paying higher deductables.

Facts, schmacts. My comment about idiots voting for the Repugs stems from the all out assault on single payer by the insurance industry and their overwhelmingly Republican lapdogs in congress. I really don't give a fig if we have slightly higher premiums or deductables if the result is the poor being able to receive healthcare that is their due in an allegedly civilized country. Stick that in your pipe and smoke it Repugs.

Both sides of the aisle have friends in the insurance industry.

Insurance: Money to Congress
http://www.opensecrets.org/industrie...e=2014&ind=F09

That about sums it up for ya... :p

Haha, still blaming the GOP when the Dems had 60 votes and STILL couldn't do it :rolleyes:

Pete

Go parse someone who gives a crap in Romney's hat Mike.

Pffffffttt, still on with that bit of malarkey eh Pete.:rolleyes:

I enjoy saying it ;)

Pete

Co-pays and deductibles have been on the rise since way before Obama took office.

And for the record I have always maintained that ROMNEYOBAMACARE sucks.

All it took was for one turncoat Dem to break ranks and you Repukes had your filibuster. The insurance companies bought about six just for good measure.

Lieberman was the worst because he turned traitor in a blue state.

Most of the others were red state Dems. That doesn't excuse them, but it wasn't as bad as Lieberman's betrayal.

Ayup. That's what I was talking about. Sure is funny how that facet of the sausage making eludes most 'pubbies like my friend Pete.

Now, let's go back to this graphic.

http://i843.photobucket.com/albums/z...h/original.jpg

Here we can see that between 1999 and 2014 the cost of the average family plan went from $5,791 per year to $16,784 per year. That's an average of about 7.4% a year over the 15 year period.

Now lets look at the consumer price index for the same period.

http://www.bls.gov/data/inflation_calculator.htm

Between 1999 and 2014 it has increased 43%. That's an average of 2.4% a year. So the rate of inflation for Health Insurance has averaged about three times the rate of overall inflation.

People there is no way to explain that in any way other than to say that the American Public is getting screwed by the Health Care Industry. It's not all the insurance companies either. It's them and the entire industry. Doctors, Hospitals, Drug companies, medical supply, etc. They are all in it together, ripping us off.

The business of America is big business and most of the politicians, Dem or Rep, use this to their advantage.

Doesn't change the facts my leftie friend ;)

Pete

The facts are that it takes a hell of a lot more than 60 Dems to get progressive legislation passed in the Senate.

In 1935 when the Social Security act passed FDR had 69 Democrats, 25 Republicans, and 2 others.

In 1965 when the Medicare act passed LBJ had 68 Democrats and 32 Republicans.

http://www.infoplease.com/ipa/A0774721.html

This country really needs to have ratios like that again so we can get back on the right track.

Fixed. :D

What facts are you talking about?

SIX-TEE :D

Pete

Maybe you neglected to read this?

In 1935 16 out of 25 Republican Senators voted for the original Social Security Act.

In 1965 13 out of 32 Republican Senators voted for the Original Medicare act.

In 2010 not a single Republican Senator voted for the much less progressive Affordable Care act.

This is a stark example of how far to the right the Republican Party has moved.

And yes, it is the Republicans that are standing in the way of a universal single payer system.

There is a bill in congress:

http://en.wikipedia.org/wiki/United_...ealth_Care_Act

And not a single Republican supports it.

Not one.

http://www.ssa.gov/history/tally.html

http://www.senate.gov/legislative/LI...n=1&vote=00396

http://www.ssa.gov/history/tally65.html
http://www.senate.gov/legislative/LI...n=1&vote=00396

And...I suspect the only stock DJ is holding are the two goats tied to a post out behind the tool shed.

Naw, he prefers sheep.:eek:

"Living out here on the farm sure messes up a guy's sex life.", said DJ, sheepishly.

Pete...really. I don't like the ACA all that much more than you do, but you can't really believe that the system we had before the ACA was a good system. You have a functioning brain, you exhibit reason, and a twisted sense of humor. You can't want the old system.

http://thepoliticalforums.com/attach...0&d=1391716300

Really? PETE????