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-   -   Ppaca (http://www.politicalchat.org/showthread.php?t=6273)

Charles 09-25-2013 06:09 PM

Ppaca
 
Allow me to start by saying that once the political posturing is over in the congress, it will be funded.

That said, does anyone have a clue as what is actually happening?

I was at my accountants on the 9/23 concerning a letter they sent me postmarked 9/18, concerning a notification I was not required to give to my employees.

According to them, I would be wise to give them the notification regardless, as no one knew what was happening. They also told me that the criteria had already changed on the letter they sent me...five days old, and two days were on a weekend.

Also according to them, they were in limbo, they didn't know what to tell anyone, because things were changing by the day.

Then I went to see my insurance agent, and while telling him this story, and he admitted that he was even more befuddled than they were.

My query is, has anyone actually signed on to PPACA, or made provisions to switch from private insurance to the pool? Or even have enough information to make an intelligent decision?

Chas

bobabode 09-25-2013 06:28 PM

I'll be giving it a cold hard look in the next few months. The requirement to make the leap doesn't kick in until Jan. 1st, as far as I know.

BlueStreak 09-25-2013 06:29 PM

"They fly through the air with the greatest of ease, those daring young men on the flying trapeze!"

Dave

bobabode 09-25-2013 06:35 PM

Here's a couple of links specific to your area, Chas. I don't know if they'll help.

http://insurance.mo.gov/Contribute%2...letin10-05.pdf

http://insurance.mo.gov/Contribute%2...ts/Nov8PPT.pdf

Charles 09-25-2013 06:44 PM

Quote:

Originally Posted by bobabode (Post 173370)
Here's a couple of links specific to your area, Chas. I don't know if they'll help.

http://insurance.mo.gov/Contribute%2...letin10-05.pdf

http://insurance.mo.gov/Contribute%2...ts/Nov8PPT.pdf

That's back in 2010.

Besides, I can't, or possibly won't, decipher that shit. I'd fuck it up.

That's why I hire really smart guys to do it for me. And they're standing around with dumb looks on their faces.

Chas

barbara 09-25-2013 06:47 PM

If you are in California you can call 800 300 1506 for information.
Or visit the website by googling 'covered California'.

Charles 09-25-2013 06:50 PM

Quote:

Originally Posted by BlueStreak (Post 173369)
"They fly through the air with the greatest of ease, those daring young men on the flying trapeze!"

Dave

I'm more of a tightrope walker.

Wish those goddamn politicians would quit making me do it.

Chas

Charles 09-25-2013 06:51 PM

Quote:

Originally Posted by barbara (Post 173374)
If you are in California you can call 800 300 1506 for information.
Or visit the website by googling 'covered California'.

Do you believe 'em?

Chas

BlueStreak 09-25-2013 06:52 PM

All I know is what my employer tells me. And, so far, it doesn't appear to be anything to get all twisted up about. But, then, I'm viewing the circus from a different perspective.

CarlV 09-25-2013 07:06 PM

Quote:

Originally Posted by Charles (Post 173376)
Do you believe 'em?

Chas

Hell yes, our Governor does not answer to either party or any special interest. That is why he got elected. :)



OTOH in Missouri,

Quote:

In just under two months, Obamacare’s health insurance marketplaces will open for enrollment, and low-income Americans will be able to apply for subsidies to purchase the newly-created health care plans. As that deadline approaches, many states have been busy launching public awareness campaigns so their residents will know how to gain access to Obamacare coverage in the fall. But that’s not necessarily the case in deeply red states that remain stubbornly resistant to President Obama’s health reform law, where Americans may not have any idea what their options are in October.

States had the option of either setting up their own insurance marketplaces under Obamacare, or leaving that work for the federal government to do. Many GOP-controlled states resisted cooperating with the health reform law under any circumstances and refused to set up marketplaces on their own. In Missouri, lawmakers actually went a step further and enacted measures to prevent state officials from providing “assistance or resources of any kind” to the federal government’s effort to establish a marketplace. The New York Times reports that’s essentially encouraged confusion among Missouri residents, who have no idea how to enroll in Obamacare plans.

Trying to figure out how to sign up for the plans that will be offered in Missouri’s insurance marketplace is “like searching for a unicorn,” the Times reports. Missouri hasn’t created any kind of marketing campaign for the new health insurance plans. There’s no local office affiliated with the upcoming state marketplace. There’s no detailed information about what the plans will cost yet.

Missouri is home to about 850,000 uninsured people, many of whom could get health care in Obamacare’s marketplace — but only if they know how to enroll. Payroll and benefits firms in the state say they are getting deluged with questions about what will change under the health reform law, and they’re struggling to keep up with all the questions.

Insurers are equally confused. Kenneth L. Schmidt, an insurance broker who wants to sell his products on Obamacare’s marketplace, doesn’t have any details about how that will actually work. “We have not seen any evidence of the federal exchange — how it will be run, how it will be structured in Missouri,” Scmidt told the New York Times. “Will it be run from Jefferson City? Will it be run from Washington? Who will watch over it? No clue.”
http://thinkprogress.org/health/2013...ment-missouri/

http://www.audiokarma.org/forums/ima...ilies/lmao.gif



Carl

CarlV 09-25-2013 07:11 PM

This is fun, you Missouri guys get the deal of the century but your elected Republicans won't let you. :p

Quote:

Federal healthcare exchange, Obamacare, to cost Missourians ‘less than projected amount’
September 25, 2013 By Jessica Machetta

A new report released today by the Department of Health and Human Services finds that Missouri consumers will see increased competition in the Health Insurance Marketplace for a total of 17 health plans to choose from.

Health and Human Services says premiums nationwide will be about 16 percent lower than originally expected – with about 95 percent of eligible uninsured residents living in states with lower than expected premiums – before taking into account financial assistance.

“We are excited to see that rates in the Missouri Marketplace are even lower than originally projected,” said Secretary Kathleen Sebelius. “In the past, consumers were too often denied or priced-out of quality health insurance options, but thanks to the Affordable Care Act consumers will be able to choose from a number of new coverage options at a price that is affordable.”

Oct. 1 marks the beginning of a six-month long open enrollment period that runs through March 2014. Coverage begins as early as Jan. 1. Plans in the Marketplace will be categorized as either “gold,” “silver,” or “bronze.” Young adults will also have the option of purchasing a “catastrophic” plan.

The Health and Human Services report shows, for example, that a 27-year old living in Missouri who makes $25,000 per year will pay $87 per month for the lowest cost bronze plan and $145 per month for the second lowest cost silver plan, taking into account tax credits. For a family of four in Missouri with an income of $50,000 per year, the lowest bronze plan would cost $72 per month.

That cost goes down in St. Louis, where a 27-year old who makes $25,000 per year will pay $76 per month for the lowest cost bronze plan and $144 per month for the second lowest cost silver plan, taking into account tax credits. For a family of four in St. Louis that earns an income of $50,000 per year, the lowest bronze plan would cost $32 per month.
http://www.missourinet.com/2013/09/2...jected-amount/


Good grief, no wonder you hate your Government.


Carl

bobabode 09-25-2013 07:13 PM

I would fire off an email here. http://www.mccaskill.senate.gov/?p=home

Charles 09-25-2013 07:17 PM

Quote:

Originally Posted by BlueStreak (Post 173377)
All I know is what my employer tells me. And, so far, it doesn't appear to be anything to get all twisted up about. But, then, I'm viewing the circus from a different perspective.

I'm pretty much flying under the radar myself. What bums me out is the uncertainty.

So far, it doesn't matter too much to me, other than I'm already wasting time to accomplish nothing.

Switching gears, what happened to you?

You used to be a SS man with Vandersteens. Now you're into fire bottles with horns.

What gives?

Chas

BlueStreak 09-25-2013 07:19 PM

Confusion fosters fear and "uncertainty", Carl.

So, is it really all that surprising that in some states where Obamacare is loathe to the "leadership", that the fog of confusion would be deliberately perpetuated?

I pay no attention to the man behind the curtain. I always figured he was a coward, hiding behind a booming voice.;)

Dave

Charles 09-25-2013 07:24 PM

Quote:

Originally Posted by CarlV (Post 173381)
This is fun, you Missouri guys get the deal of the century but your elected Republicans won't let you. :p



http://www.missourinet.com/2013/09/2...jected-amount/


Good grief, no wonder you hate your Government.


Carl

Well, if you believe that crock of shit, no wonder you love the government.

I'll listen to people I pay money to do the translation. So far, they don't know.

Chas

bobabode 09-25-2013 07:25 PM

Quote:

Originally Posted by Charles (Post 173373)
That's back in 2010.

Besides, I can't, or possibly won't, decipher that shit. I'd fuck it up.

That's why I hire really smart guys to do it for me. And they're standing around with dumb looks on their faces.

Chas

Sorry, Mo.gov is about the lamest state government website I've looked at. Not trying to be a wiseacre but maybe you need a better insurance agent?

Charles 09-25-2013 07:26 PM

Quote:

Originally Posted by bobabode (Post 173382)
I would fire off an email here. http://www.mccaskill.senate.gov/?p=home

You do have a sense of humor, don't you?

Chas

BlueStreak 09-25-2013 07:28 PM

Quote:

Originally Posted by Charles (Post 173383)
I'm pretty much flying under the radar myself. What bums me out is the uncertainty.

So far, it doesn't matter too much to me, other than I'm already wasting time to accomplish nothing.

Switching gears, what happened to you?

You used to be a SS man with Vandersteens. Now you're into fire bottles with horns.

What gives?

Chas

I like to explore old things and stay abreast of 50 year old technology.:p

Actually, I have always weaved back and forth between tubes and SS. The first rig I had was a tube console, bought for $5 from a church rummage sale. At one point I had two bridged Adcom 555s pushing 400 wpc, driven by a tube preamp.

Come to think of it, that was the most spectacular system I ever had. Massive, three dimensional soundstage....................:D

Dave

Charles 09-25-2013 07:28 PM

Quote:

Originally Posted by bobabode (Post 173387)
Sorry, Mo.gov is about the lamest state government website I've looked at. Not trying to be a wiseacre but maybe you need a better insurance agent?

What are you talking about?

Chas

Charles 09-25-2013 07:48 PM

Quote:

Originally Posted by BlueStreak (Post 173389)
I like to explore old things and stay abreast of 50 year old technology.:p

Actually, I have always weaved back and forth between tubes and SS. The first rig I had was a tube console, bought for $5 from a church rummage sale. At one point I had two bridged Adcom 555s pushing 400 wpc, driven by a tube preamp.

Come to think of it, that was the most spectacular system I ever had. Massive, three dimensional soundstage....................:D

Dave

I suppose I should spring for a good tubed pre, but it seems like every time I change one thing, I wind up changing a bunch of things.

I should probably just spend the $70 to get the plate amp repaired in my 10" Dayton MKIII sub. With the Hornshoppes and the Fostex super tweets, I loved it. The Klipsch Quartets I'm using are pretty good, and do a lot of things well, but they just don't have that "sweet" spot.

If only the damned plate amp would last for more than a year.

I also have the problem that I prewired my house for stereo components in my office and the speakers in the living room. And there is no easy way to change things around.

Chas

bobabode 09-25-2013 08:20 PM

Quote:

Originally Posted by Charles (Post 173390)
What are you talking about?

Chas

I dunno, just a garden variety, granola crunching, liberal asshole trying to start shit, I guess.

Here's what a real state government website looks like http://www.ca.gov/

One click takes you here. http://www.coveredca.com/

Charles 09-25-2013 08:43 PM

Quote:

Originally Posted by BlueStreak (Post 173384)
Confusion fosters fear and "uncertainty", Carl.

So, is it really all that surprising that in some states where Obamacare is loathe to the "leadership", that the fog of confusion would be deliberately perpetuated?

I pay no attention to the man behind the curtain. I always figured he was a coward, hiding behind a booming voice.;)

Dave

Incompetence also fosters uncertainty.

So, once again, does anyone actually know what is going on?

And concerning my insurance agent, in a previous life, he was Deputy Secretary of State of Missouri. And we were mean little kids together.

He's still dialed in, and he knows as much as anyone. And he won't bullshit me. We go back too far.

Chas

icenine 09-25-2013 08:54 PM

Why do conservatives have such a hard time with change?

mpholland 09-25-2013 08:59 PM

Quote:

Originally Posted by icenine (Post 173417)
Why do conservatives have such a hard time with change?

Maybe they started out as McDonalds cashiers... :rolleyes:

Rex E. 09-25-2013 09:17 PM

Quote:

Originally Posted by Charles (Post 173401)
I suppose I should spring for a good tubed pre, but it seems like every time I change one thing, I wind up changing a bunch of things.

I should probably just spend the $70 to get the plate amp repaired in my 10" Dayton MKIII sub. With the Hornshoppes and the Fostex super tweets, I loved it. The Klipsch Quartets I'm using are pretty good, and do a lot of things well, but they just don't have that "sweet" spot.

If only the damned plate amp would last for more than a year.

I also have the problem that I prewired my house for stereo components in my office and the speakers in the living room. And there is no easy way to change things around.

Chas


Better hold onto that $70...never know what 10/01/2013 will bring ;)

Seriously though, ditch the subs and the others. Get a pair of speakers that goes down under 30Hz to 20khz or more, get something to power them and a great pre and just be done with it :)

Rex E. 09-25-2013 09:19 PM

Quote:

Originally Posted by mpholland (Post 173420)
maybe they started out as mcdonalds cashiers... :rolleyes:

a_hahahahahahahahaha

BlueStreak 09-25-2013 11:03 PM

Quote:

Originally Posted by Charles (Post 173411)
Incompetence also fosters uncertainty.

So, once again, does anyone actually know what is going on?

And concerning my insurance agent, in a previous life, he was Deputy Secretary of State of Missouri. And we were mean little kids together.

He's still dialed in, and he knows as much as anyone. And he won't bullshit me. We go back too far.

Chas

I made no comment directly regarding your insurance agent. I could not possibly know anything about him beyond what you told me.

Dave

BlueStreak 09-25-2013 11:08 PM

Quote:

Originally Posted by icenine (Post 173417)
Why do conservatives have such a hard time with change?

Conservatism, by definition, is a resistance to abrupt, dramatic change.

http://www.merriam-webster.com/dictionary/conservatism

Dave

BlueStreak 09-25-2013 11:17 PM

Quote:

Originally Posted by Charles (Post 173401)
I suppose I should spring for a good tubed pre, but it seems like every time I change one thing, I wind up changing a bunch of things.

I should probably just spend the $70 to get the plate amp repaired in my 10" Dayton MKIII sub. With the Hornshoppes and the Fostex super tweets, I loved it. The Klipsch Quartets I'm using are pretty good, and do a lot of things well, but they just don't have that "sweet" spot.

If only the damned plate amp would last for more than a year.

I also have the problem that I prewired my house for stereo components in my office and the speakers in the living room. And there is no easy way to change things around.

Chas

I have a dedicated power line running to a four plug outlet in the room I added on in 2006. All of the outlets in that room are grounded. The rest of the house, having been built in 1957, is two prong. Kind puts the kibosh on running modern gear anywhere but in the new addition.

bobabode 09-26-2013 12:34 AM

All bullshit aside, here you go Chas. This is the best info that I've been able to find specific to Missouri.

http://www.hhs.gov/healthcare/facts/bystate/mo.html

https://www.healthcare.gov/small-businesses/

BlueStreak 09-26-2013 06:45 AM

Quote:

Originally Posted by Charles (Post 173411)
Incompetence also fosters uncertainty.

So, once again, does anyone actually know what is going on?

And concerning my insurance agent, in a previous life, he was Deputy Secretary of State of Missouri. And we were mean little kids together.

He's still dialed in, and he knows as much as anyone. And he won't bullshit me. We go back too far.

Chas

In your state, hell no. Nor do I care. Missouri is your problem. Here, it seems to be relatively quiet. My employer shares info as they obtain it, and as I said, so far it appears to be nothing to shit myself over.

So, what I'm gonna do about Obamacare is.................nothing.

Dave

BlueStreak 09-26-2013 06:48 AM

Quote:

Originally Posted by bobabode (Post 173438)
All bullshit aside, here you go Chas. This is the best info that I've been able to find specific to Missouri.

http://www.hhs.gov/healthcare/facts/bystate/mo.html

https://www.healthcare.gov/small-businesses/

The Republicans in the state government are probably deliberately keeping people ignorant. It helps them control the narrative.

Dave

Charles 09-26-2013 07:27 AM

Quote:

Originally Posted by BlueStreak (Post 173433)
I made no comment directly regarding your insurance agent. I could not possibly know anything about him beyond what you told me.

Dave

Sorry, that was for Bob.

Chas

Charles 09-26-2013 07:33 AM

Quote:

Originally Posted by Rex E. (Post 173429)
Better hold onto that $70...never know what 10/01/2013 will bring ;)

Seriously though, ditch the subs and the others. Get a pair of speakers that goes down under 30Hz to 20khz or more, get something to power them and a great pre and just be done with it :)

Yeah, 70 bucks is some serious dough.

My Klipsch pretty much do that, and while very close to the HS's in sound, they just don't have the "wow" factor.

Chas

mpholland 09-26-2013 05:21 PM

My Cornwalls had pretty decent bass with tubes, but the highs were enough to make my ears bleed. I think they may have actually sounded better when I blew the T-35's. I like the HF of the Model 15's much better. They don't go as low as 19's, but they have the same 802-8g HF driver. I really like the balance of my Monitor Audio Silver 9i's with the older McIntosh SS stuff though.

Charles 09-26-2013 06:06 PM

Quote:

Originally Posted by bobabode (Post 173438)
All bullshit aside, here you go Chas. This is the best info that I've been able to find specific to Missouri.

http://www.hhs.gov/healthcare/facts/bystate/mo.html

https://www.healthcare.gov/small-businesses/

I've looked at those sites, and they're too generic for me. To start with, they ask what is your income. I'm assuming that would be taxable income after deductions, but they don't specify this. And from there on, a lot of the choices given don't seem to apply to even me.

Kind of reminds me of the assembly instructions to a Chinese swing set.

My point is, this is going into effect in five days. And this is some damned important legislation...it affects not only a person's pocket book, but their health as well.

And nobody really knows shit from beans about it.

Don't get me wrong. It's the law, and I'm willing to give it a fair shake...even though I think it's a shitty law and isn't being applied fairly.

I don't mind making a decision, just don't show up with thousands of dollars laying on the table and say do it now. And by the way, the rules may change tomorrow.

That kind of shit pisses me off, and for good reason.

Chas

Charles 09-26-2013 06:39 PM

Quote:

Originally Posted by BlueStreak (Post 173445)
In your state, hell no. Nor do I care. Missouri is your problem. Here, it seems to be relatively quiet. My employer shares info as they obtain it, and as I said, so far it appears to be nothing to shit myself over.

So, what I'm gonna do about Obamacare is.................nothing.

Dave

That's pretty much what I'm doing.........nothing.

And my employees are doing the same thing. Although after I gave them their paperwork, they DID cuss a little before they threw it in the dumpster.

They don't have insurance, and they don't want insurance. They go to the doctor way more than I do, somebody always picks up the tab.

And you know who that somebody is.

Funny thing is, they don't have insurance and will go to the doctor for most anything....while I DO have insurance and sit here medicating myself with whiskey and Fish Mox.

Go figure.

Of course, if you want to sue me, you won't have to stand in line. And this turnip has a fair supply of blood.

Chas

CarlV 09-26-2013 07:11 PM

Interesting, here in Ca. whether it is county, public or whatever, if you go and do not pay you still get billed. If you do not then pay, they send it to a collection agency to harass you and trash your credit rating before they write it off.:)


Carl

BlueStreak 09-26-2013 08:12 PM

Quote:

Originally Posted by Charles (Post 173452)
Sorry, that was for Bob.

Chas

Oh, okay. We good.:)

Dave

BlueStreak 09-26-2013 08:30 PM

Quote:

Originally Posted by mpholland (Post 173521)
My Cornwalls had pretty decent bass with tubes, but the highs were enough to make my ears bleed. I think they may have actually sounded better when I blew the T-35's. I like the HF of the Model 15's much better. They don't go as low as 19's, but they have the same 802-8g HF driver. I really like the balance of my Monitor Audio Silver 9i's with the older McIntosh SS stuff though.

That's what I never liked about Klipsch......well, the old line, anyhow. Those damned icepick tweeters. I've seen people replace them with domes. A bit less efficient that way, but you're not an aural stabbing victim when the music stops.

The Altec horns are nice. I had a set of A7s once with the 511 horns and 902 Tangerines. Very nice. Even the 808-8a was nice and smooth, albeit a tad too rolled off on top for my taste.

Now, I run the Selenium 220ti blowing though PE waveguides. A lot of resonance, so I dampened the backside of the horns with that thick conduit putty...about 2lbs on each horn. Even then, there was a looooong break I period on the drivers.
After about 100 hours.........they sound very nice.

Dave


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