1 in 3 U.S. adults have 'debt in collections'

[Tom Joad]

Originally Posted by MrPots

It's gotten so bad now that you are penalized if you pay cash at gas stations....they make you stand in line 1-3 times by making you pre-pay. And do you get a discount? No, you pay the same rate as card payers but the gas station keeps the banks commission.

I stopped paying cash for gas several years ago.

It's a pain in the ass.

First you have to stand in line behind everyone buying their cigarettes, beer, junk food and lottery tickets. Then you have to guess how much gas your car will take. Then if you guess too high and it won't take what you guessed you have to go back in and stand in line again and wait for your change.

Motels are another thing you have to have a credit card for. If you try to pay for your room with cash they look at you like you are a criminal and make you put up an extra $100 deposit in addition to paying for the room upfront.

So even though I am trying to resist the cashless society that the bastards are trying to force on us, they are wearing me down little by little.

[Countryford]

It's gotten so bad now that you are penalized if you pay cash at gas stations....they make you stand in line 1-3 times by making you pre-pay. And do you get a discount? No, you pay the same rate as card payers but the gas station keeps the banks commission.

There are several chain gas stations here in Arizona that give a discount for cash payment.

[finnbow]

Originally Posted by Countryford

There are several chain gas stations here in Arizona that give a discount for cash payment.

I've never seen a penalty for cash. Around here, there are numerous stations that charge $.05 more for credit card payments (to compensate for the charges they pay to the credit card companies).

[Wasillaguy]

Originally Posted by Tom Joad

Motels are another thing you have to have a credit card for. If you try to pay for your room with cash they look at you like you are a criminal and make you put up an extra $100 deposit in addition to paying for the room upfront.

When they ask for the additional $100, I'd say "show me the hooker first"

[Tom Joad]

Originally Posted by finnbow

I've never seen a penalty for cash. Around here, there are numerous stations that charge $.05 more for credit card payments (to compensate for the charges they pay to the credit card companies).

I've never seen a monetary penalty.

But the having to pre-pay and wait in line is penalty enough to me.

[Rajoo]

Here in the Bay Area a lot of gas stations charge an additional $0.08 to $0.10 per gallon to use a credit card. I now have an ATM card just for filling gas only to find out that certain stations charge an additional transaction fee. So if I save $2.00 per fill up, I give back $0.65. The system is rigged.

Note: I mostly use Safeway gas stations where they do not charge ATM fees.

[finnbow]

Originally Posted by Tom Joad

I've never seen a monetary penalty.

But the having to pre-pay and wait in line is penalty enough to me.

Agreed. There is a chain of gas stations around here (FreeState) that are invariably $.05/gallon cheaper than any competitor. However, they don't accept credit cards (and are therefore rarely crowded). I get generous enough kickbacks on gas purchases on my credit card that I never consider paying cash for gas.

[one1]

one thing good about having no money is ,no debt. In a lot of ways I have no stress about paying my debtors,Utilities and rent are covered,house is so old everything that is going to wear is long worn out a while back.Like the say more money ,more problems.

[icenine]

At AM PM there is a .35 cent charge if you use a debit card (same as cash from your checking account). On the plus side is they have the cash machines where you can put the money in right there at the pump....the only downer is that you have to go inside to get any change that you are owed.

And one time I put in 40 bucks and got screwed out of my change for some reason....
the thing said it did not owe me change and the clerks did not believe me...but I know I had some money coming back.

[piece-itpete]

Originally Posted by one1

one thing good about having no money is ,no debt. In a lot of ways I have no stress about paying my debtors,Utilities and rent are covered,house is so old everything that is going to wear is long worn out a while back.Like the say more money ,more problems.

That brightened my day, thanks one1.

Pete