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  #11  
Old 02-18-2016, 10:10 AM
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Boreas Boreas is offline
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Quote:
Originally Posted by icenine View Post
Getting old sucks doesn't it?
I suppose. I can't remember.
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  #12  
Old 02-18-2016, 10:12 AM
MrPots MrPots is offline
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Quote:
Originally Posted by nailer View Post
Love my plastic. Get a kickback with every purchase and a free short-term loan to boot.
You also pay the bank a fee for every single purchase.

It's like a bank tax. You like taxes?
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  #13  
Old 02-18-2016, 10:20 AM
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Originally Posted by MrPots View Post
You also pay the bank a fee for every single purchase.
Nope.
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  #14  
Old 02-18-2016, 10:22 AM
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Quote:
Originally Posted by MrPots View Post
You also pay the bank a fee for every single purchase.
Well, someone does. Sometimes you don't but the merchant does and, when that happens, you pay a little bit more for what you just bought.
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  #15  
Old 02-18-2016, 10:26 AM
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Originally Posted by Boreas View Post
Well, someone does. Sometimes you don't but the merchant does and, when that happens, you pay a little bit more for what you just bought.
Cash payers pay that little bit more too, unless the merchant offers a lower cash price.
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  #16  
Old 02-18-2016, 10:31 AM
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Originally Posted by nailer View Post
Cash payers pay that little bit more too, unless the merchant offers a lower cash price.
Yup! Very true.
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  #17  
Old 02-18-2016, 12:27 PM
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Tom Joad Tom Joad is offline
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$100 Bills Make Up 80% of All U.S. Currency—but Why?

This is interesting. I would have thought it was much lower.

http://www.theatlantic.com/business/...ut-why/265518/
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  #18  
Old 02-19-2016, 08:27 AM
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catswiththum catswiththum is offline
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From a merchant POV taking cash is less expensive.

The CC processor charges us anywhere from 1.5 - 2.75% per transaction depending on the card the customer uses - Amex is the worst.

Some businesses tack on a "CC convenience fee" to cover that cost - we have not yet sunk that low - if we do, I will hang it up and open a butterfly farm in Colorado.

I encourage our customers to pay with cash - it is a headache to count, keep track of, and handle but better for the bottom line.
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  #19  
Old 03-24-2016, 11:59 AM
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I recently transferred $2300 from one bank to another by writing myself a check. That was simpler than holding each of 23 bills to the light to see if I would see Franklin or Lincoln.
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  #20  
Old 03-24-2016, 12:37 PM
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Rajoo Rajoo is offline
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It used to cost me $0.10 for a cup of coffee at the Illinois Central station in 1970. Last week a cup cost me nearly $3.00 at a casino in Las Vegas (regular drip variety). WTF?

On a brighter note, I was offered a line of credit (amount was not discussed) by Citibank for prime-0.75 (yes prime minus three quarters of a point)! Not my regular bank, have an account there for my audio slush fund and pocket expenses (7-Eleven now has Citibank ATM's so I don't pay any fees for cash withdrawals when I travel), so they really have no idea of my income or assets. Wonder if they get to see my credit rating or some other information they have access to.

Plan to sign up for the new Tesla Model 3 if borrowing is so cheap.
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