I recieved an early birthday present in the mail today from my credit card company. They're raising my rate by 3.75%, Probably trying to get all they can now before the new law goes into effect. I admit that I do carry a balance most of the time but it would'nt kill me to pay it off in short order. My credit is excellent, I've never been late and always pay way more than minimum. I will definately be paying off this card and seeking a card with a better rate
So thank you again Mr President for signing into effect a new law that will protect the individuals who don't pay their bills and ends up costing the people who do pay their bills.