Quote:
Originally Posted by donquixote99
There is a little-publicized catastrophic-care alternative in the Affordable Care Act. If you can show the $800 per month * (number of family members), is more than x% of total income, you can get the 'inexpensive' catastrophic-only coverage instead. It's better than paying the tax penalty and getting nothing.
Don't know what x% is, but it might be worth looking into.
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It is a little late for that. I will be paying the the tax. Much cheaper than insurance.
Here is one for $1200 a month
Plan Type HMO
Metal Level Platinum
Office Visit for Primary Doctor
Find Doctors $15 Copay
Office Visit for Spe************************t $40 Copay
Referral Required for a Spe************************t Yes
Office Visit for Other Practitioner (Nurse, Physician Assistant) $15 Copay
Annual Deductible None
Separate Prescription Drugs Deductible $0 per person | $0 per group
Coinsurance 10%
Retail Prescription Drugs Generic Drugs: $5 Copay;
Preferred Brand Drugs: $15 Copay;
Non-Preferred Brand Drugs: $25 Copay;
Specialty Drugs: 10% Coinsurance;
Out-of-Pocket Limit Individual: $4,000
Lifetime Maximum Unlimited
Health Savings Account (HSA) Eligible No
Out-of-Network Coverage Emergency Care Only
Out-of-Country Coverage No.