Quote:
Originally Posted by Pio1980
Incorporated into SS.
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As long as it doesn't take anything away from current Social Security.
The Social Security formula for retirement benefits is progressive. Lower wage people get a better deal out of it than those who are higher earners. Also it works as an insurance. If you are disabled at a young age you get disability benefits. With an investment plan you just get what you have in it at the time. The same goes for survivor benefits if you die and leave a young family behind.