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Shop around for your insurance. We have mandatory insurance in NY, and there's tremendous variability in rates between companies. I was dropped by the company I had been with for 22 years (without a single claim) because I was late paying too many times for their taste. They set me up with someone else, and the rates seemed high. I stayed with them out of complacency for about six months, and when I shopped around I found that they were 500% higher than Geico. Five times the price!!! When I called them out on it, they just said "Yeah, we know our rates are kinda high in NY." BTW... the ripoff company? Progressive. Funny how the two companies with the most aggressive ad campaigns are at the opposite ends of the price spectrum.
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