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Not sure what you are referring to.
if I am in jeopardy of losing my home, and have a shortage of food because my business was about to go under and I suspected that if I borrow money I likely could keeps things afloat and eventually repay my loan, I think I'd have to be a dolt to not borrow the money.
I think your analogy is flawed so that may be why you come up with a different answer.
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