Still looking for an independent cost/benefit analysis - this a pretty honest 2 year old "state of the economic State" white paper from Wells Fargo (hate Wells Fargo), but not the company focused analysis I'm looking for.
https://www08.wellsfargomedia.com/do...a_09252013.pdf
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Try to rely on yourself as much as possible - when things go to hell, you will know who to blame.
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